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Charlotte has an Affordable Housing crisis — it’s an undeniable fact. anxiety attack nausea vomiting Our crisis is not unlike those faced by dozens of American cities, large and small, where a limited supply of land and rooftops pushes rents and home prices out of reach for many. It’s a unfortunate byproduct of our own success, driven by the growing appeal of a city that continues to attract more than 40 new residents a day with our high quality of life, temperate weather and strong job market.

What is also undeniable is that the need for affordable housing exists across much of the income spectrum. The U.S. Department of Housing & Urban Development (HUD) pegs the Charlotte MSA’s Area Median Income (AMI) right around $74,000.

Using the rule of thumb that no one should spend no more than 30% of their gross income on housing, a family of four earning 80% of AMI ($56,550 a year) could pay a maximum of about $1,400 a month in order to avoid being what the government considers ‘cost burdened.’ On the lower end of the income spectrum, a family of four at 30% AMI ($35,350) shouldn’t exceed about $883 in monthly housing costs.

For any family earning below Charlotte’s Area Median Income, the challenge of finding affordable housing is very real. anxiety meaning in kannada The City’s deficit of more than 34,000 new or renovated affordable units covers this entire spectrum of incomes — from the teachers, restaurant workers and landscapers at the upper end to the working poor toward the bottom.

There’s no silver bullet that will make this challenge go away overnight — but bold public funding investments are the most effective tool. That’s why REBIC and our member associations strongly endorse the $50 million in City Housing Bonds on this year’s ballot. hypoxic ischemic encephalopathy grade 3 The money raised through the bond issue — along with matching private investments committed by our largest corporate citizens — would go into City’s Housing Trust Fund, ensuring all Charlotte taxpayers have skin in the game when it comes to addressing our affordable housing crisis.

Some have argued that the Trust Fund should be used to exclusively address needs at the lowest end of our income spectrum, where they say it would have the greatest impact. They’ve even advocated for voting against the Housing Bond Referendum until the City commits to this strategy. But this position ignores the complex challenges of underwriting subsidized housing deals, which typically require a unit mix with rents across the income scale. generalized anxiety disorder dsm 5 criteria And focusing exclusively on housing for families earning below 30% AMI would lead to undesirable concentrations of poverty that City leaders have vowed to avoid.

Like poverty itself, the affordable housing crisis will never fully disappear. But that doesn’t mean we can’t take steps that will produce meaningful results for thousands of our neighbors who need assistance. That’s why we’re asking members of Charlotte’s real estate community to vote YES for the City Bond Referendum on this year’s ballot.

The Matthews Town Board last month deferred a vote on a proposal to create a new Zoning Overlay District (SAP-O) that would make the land use and development policies in the three Small Area Plans enforceable on all new development, regardless of whether or not a rezoning is involved.

REBIC is opposed to the proposal, as are a group of property owners who share our concerns about the restrictions the Overlay would place on their property. The Overlay would impact all parcels in three Small Area Plans adopted by the Town between 2014 and 2017:

While a Land Use Plan serves a policy guide, a zoning overlay district has the force of law on all property in its defined geography, and supersedes any zoning rights in the underlying district. anxiety depression meaning in hindi The proposed Overlay District would incorporate policies ranging from building design to lot setbacks, and apply to both new development and redevelopment in all three Small Area Plan geographies.

It is REBIC’s position that the imposition of this new Zoning Overlay, as currently drafted, will impose significant land use and development restrictions on hundreds of property owners across the Town of Matthews, dramatically adding cost and regulation that may reduce the economic value of their land. From building material and streetscape standards, to trail and open space dedications, the new requirements that would be codified through the adoption of the SAP-O ordinance will change the underlying zoning provisions on which property owners have relied upon for years, fundamentally altering their land use rights.

We are encouraging the board to postpone adoption of the Overlay District and instead work with the development community to come up with an incentive-based approach that help it achieve its land use vision, while also protecting existing zoning and property rights.